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TakeHome+

UK take-home pay · Multiple incomes · Every band shown

Most calculators ask for one salary. Real years are not like that: a job, a bit of self-employment, some dividends, rent from a flat. TakeHome+ combines them the way HMRC does, with one set of allowances across the lot, and shows you the whole working.

TakeHome+ result screen showing take-home pay of GBP 65,212.22 from a gross of 112,148, then the full working: gross income, pension contributions, the personal allowance, each income tax band with its rate and amount, mortgage interest relief, National Insurance, the child benefit charge and a student loan.

Every income you have, added up the way HMRC adds them

Five kinds of income, one year

A job, self-employment, dividends, property and capital gains, stacked in the right order against one personal allowance, so a second income is taxed the way it really will be and not as though it stood alone.

The calculation, shown

Every figure opens into the working behind it: which band each slice fell in, at what rate, and what it cost. Income tax, each class of National Insurance, the lot. Nothing is a black box.

The things that catch people out

The personal allowance tapering away above £100,000, the child benefit charge, student loan plans, tax codes, salary sacrifice and Scottish bands, all handled and all visible in the trace.

What if, and how much do I need

Slide any income and watch the whole year recompute, or name the take-home you want and see the gross that produces it.

A limited company too

Corporation Tax with marginal relief, employer National Insurance and the Employment Allowance, then several salary and dividend splits with what each one leaves in your pocket once both taxpayers have been paid.

Offline and private

No account and no cloud: your income, your figures and your company stay on your device. Backups go to a folder you choose. No analytics, no tracking, no ads.

TakeHome+ produces estimates for planning, built from the figures you enter and published HMRC rates. It is not tax advice, it files nothing, and it is not affiliated with HMRC. For anything that matters, check with an accountant.

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